How can you make the best use of your money?
The answer is different for everyone. It depends on what you need to do. Managing your money has never been more convenient. And, we provide you with a choice of accounts and 24 hour access to make it even easier.
Call us or stop by to discuss:
Keep a low minimum balance in your account and pay no fees. Plus, you get 24 hour access to your money through our international ATM network and online banking.
Money Market Account
A great solution for short-term savings of larger amounts, designed for stability, income and easy access to your money. Federal Regulations limit transfers and withdrawals from savings and money market accounts to 6 per monthly or statement cycle. This includes preauthorized, automatic, telephone (including data transmission), Internet transfers, or by transfers by check, draft, debit card, or similar order to third parties.
No minimum balance is required to open an account. Interest is accrued daily on balances over $150.00.
Certificate of Deposit
A certificate of deposit or CD is a time deposit. It has a specific, fixed term (three months, six months, or one year up to five years). For deposits over $250,000, you may want to consider the CDARS program.
Individual Retirement Account
An Individual Retirement Arrangement (or IRA) is a retirement plan account that provides some tax advantages for retirement savings. There are several different kinds including a Traditional and a Roth. To learn which is right for you, please call one of our specialists to assist you.
Old fashioned? If a fun way to save is old-fashioned, so be it. See what a year of saving a little bit every week does for you.
As of January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, are insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For deposits in excess of $250,000, consider our CDARS program.